we received: 98 - Apple Pay Merchant ID (e.g., merchant.yourorgname.payments) 99 - Payment Processing Certificate (payment_processing.cer) 100 - Merchant Identity Certificate (merchant_identity.cer) each customer has a little folder with: merchant_id.txt EX:merchant.com.raforg3450 domain.txt EX:goraisedough.com display_name.txt Ex:Happy Party Raffle merchant_identity_cert.pem merchant_identity_key.pem